# Account takeover

## What is Account Takeover (ATO) ?

**Account takeover (ATO)** is a cyberattack in which hackers or malicious bots gain unauthorized access to user accounts using **stolen credentials**. These credentials are often obtained from data breaches and tested in bulk via **credential stuffing attacks** across multiple sites until a valid match is found.

According to a 2021 global eCommerce fraud report, **over 23% of merchants experienced account takeovers**.

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## Why ATO is dangerous

Account takeovers can result in :

* **Financial loss and fraud**
* **Compromised user trust and personal data**
* **Unauthorized access** to sensitive platforms
* **Refund scams, loyalty fraud, and chargebacks**

## How Account Takeover attacks work

1. **Leaked Credential Lists** : Bots use stolen username/password pairs from breaches
2. **Automated Login Attempts** : Bots simulate logins at scale across multiple sites
3. **Successful Access** : Once credentials match, attackers gain full control of the account

## CloudFilt, The smart solution for ATO protection

**CloudFilt** is a cloud-based bot mitigation and web security platform that provides **real-time account takeover protection**. It leverages **AI, IP reputation, and behavioral analysis** to block malicious bots and unauthorized login attempts before they cause harm.

## What CloudFilt offers for ATO protection

* **Advanced Behavioral Intelligence** : Continuously monitors login activity to detect anomalies such as unusual geolocations, rapid login attempts, and brute-force patterns
* **Real-Time Alerts & Actionable Analytics** : Live dashboard visibility into suspicious logins, high-risk IPs, credential stuffing events, and threat origins
* **Seamless Integration & MFA Compatibility** : Works with WordPress, Magento, PrestaShop, Drupal, custom PHP/ASP.net apps, and supports two-factor (2FA) and multi-factor authentication
* **Smart Blocking & IP Whitelisting** : Automatically blocks malicious login attempts while allowing trusted IPs and users to avoid false positives
* **Audit-Ready Logs & Reports** : Export detailed activity logs and threat reports for internal review, audits, or compliance purposes


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